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Stimulus check money: You and your family could receive $1,200 or more with an

Forex GOLD Investor


We help you calculate the maximum amount that could end up in your pocket if another stimulus payment comes your way.

Angela Lang/CNET

If Congress restarts talks to pass a stimulus bill before the Nov. 3 election, or if there is executive action that draws funding from existing pandemic programs, eligible Americans and their dependents could still get a second stimulus check worth up to $1,200 per adult before the end of the fourth quarter. 

(If you’re still waiting on the first stimulus check, you still have time to make a claim.)

More than a trillion dollars separates Democrats and Republicans from what they want to spend on a new relief package, but if they can manage to finalize a compromise, how much could you expect to get from a second stimulus check, which would consider factors like your yearly income? Let’s take a look at some potential scenarios, below. We regularly update this story.

Your total payment could exceed $1,200. Here’s how to calculate it

Piecing together how much stimulus money you and your family could receive can get tricky, but we’ll help you estimate. The $1,200 figure for individuals is based on guidelines from the last stimulus bill and two proposals, and uses your adjusted gross income, or AGI, and a set of rules to determine the total you could personally expect.

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Next stimulus checks: What to expect


But there are also allowances for your whole family, including up to $2,400 if you file jointly with your spouse, as well as more money for dependents. In the first stimulus check, only dependents aged 16 or younger could qualify for an extra $500 each toward the family total. There’s bipartisan support to include more people this time, which means you could potentially receive more from a second round of payments than from the first.

We lay out some potential scenarios below, based on our stimulus check calculator, which you can also use to get a more specific estimate for your particular situation. 

Stimulus check calculations

Scenario 1 Scenario 2 Scenario 3

Read More: Stimulus check money: You and your family could receive $1,200 or more with an

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